California Hard Money Is Now Extremely Competitive, But Getting What Each Investor Will Fund Is A Different Story.
Far too many times, we see loan officers over shopping their loans and they destroy any opportunity of the loan being funded. When a loan is not presented properly for that specific lender, not only will it discourage the investor from combing through it, but it can minimize the borrower's chance at getting a loan at all. If an investor realizes that a loan is being over submitted and the loan has not been funded, it will make him/her curious as to why no other lender has funded it and they will pass.
Every lender has a certain sweet spot and looks at particular information within a loan package so setting aside the time to know them will prove to be extremely beneficial. As a california hard money lender, we take the time to know our competition in order to provide our clients with the most attractive rate available. We are different than many investors in that we will not fund the loan internally if we know of a lender that will make the loan cheaper. As a california bridge lender we believe that it is our financial obligation to do everything we can to ensure each loan is made at the most attractive rate for the borrower.
As a commercial bridge lender we go above and beyond for every borrower. If you are new to the hard money lending field or just do not have the lenders readily available to truly know you are getting the best hard money rate, give us a call and we will aid you. Instead of wasting a good amount of time submitting a loan blindly, use us as your private money one stop resource. We know almost every lender or private beneficiary across the United States that funds loans on a regular basis, so there is no need to search elsewhere.
We also personally make residential hard money loans in first and junior position throughout California and Florida.
Commercial hard money loans we lend throughout most of the United States in attractive, suburban areas.
Hard money does not have to be hard in this market.
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