The Baby Boomers Are Getting Older
As baby boomers age, they face a whole new set of challenges and situations from those in their youth. While the youngest of the baby boomers, the members of what is usually called "Generation Jones", are just in their mid forties, the oldest of this largest of United States generations will begin turning sixty-five in 2011.
Even the youngest of the baby boomers are past the first flourish of youth. A generation that once proclaimed "Never trust any person over thirty" now begins at the age of 46. As most of them are still working and will be paying into retirement and Social Security systems for many more years, they too are eagerly acquainted with the implications of their aging generation and its oldest members.
Those in their 40s may still be entrenched in child rearing particularly since it is no more considered unusual for a woman to begin a pregnancy in her forties. As a matter of fact, with enhancements in reproductive medicine, it has become feasible for women to conceive quite a bit beyond the normal age of childbearing. Many have become financially successful to the degree required to afford high tech ways of having a child later in life.
Therefore, some baby boomers in their fifties and even older may have very young children while most in this age group have children who are college age or maybe older. For the latter, rising costs of higher education are a perennial concern.
And what of the oldest of the baby boomers? To them, children are predominantly grown and gone from the home and their concerns surround the quality of their lives after retirement. While baby boomers as a whole control a great percentage of the national wealth and buying power, that commonly decreases on retirement incomes.
Many baby boomers have planned properly and have portfolios of stocks and other investments that will give a comfortable retirement, but other folks either may not have planned well, never made enough to save or invest, or saw their savings disappear in stock market collapses.
As baby boomers age they also face the truth that health and physical abilities may also impair their retirement lifestyles. Furthermore, declining health may also mean increased medical expenses that can be extremely troublesome on a fixed income.
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